Payment Depot – Merchant Card Services Overview

Merchant Card Services – Flat-Rate Processing Saving You Thousands a Year

Industry Average Price: $400 month

Gargle Member Price: $59 month

*High volume practices with over 500 monthly transactions will have an additional $0.09 per transaction.


100% Satisfaction Guaranteed * No subscription * No extra costs or fees * No risk * FREE terminal

40% Savings, on Average        

  • 100% Satisfaction Guaranteed – Cancel anytime without penalty
  • No Contracts – You are never locked into any term
  • No Extra Costs or Fees – Swipe, keyed-entry, bps, monthly service, pci, etc.
  • No Risk – Members receive our “double-the-difference” guarantee!
  • FREE Terminal

Members Skip the Constant
“Snake-Oil” Pitches

Traditional processing companies will bundle their “rate” and numerous fees on top of the credit card companies’ government-regulated interchange rates, thus misleading a merchant into believing the bundled rate is a good deal.

Our members never have to sort through the misinformation and half truths because we never charge anything on top of the government-regulated interchange rates. Instead, your membership insures the lowest possible rates every time with no processor markup!


100% Satisfaction Guaranteed

If you are unhappy for any reason, you can cancel your membership at any time with no penalty.

We have been providing practices with the very best solution for years, and we stand behind our services 100%! You can be confident of our commitment to get you the very best value available anywhere for your credit card processing.


Customer Service 24/7

Reach out to us 24 hours a day, 7 days a week. We are always here to help you.

With your $59 monthly payment depot subscription, you receive access to actual government-regulated interchange rates with no added costs—just tons of savings for your practice.

*High volume practices with over 500 monthly transactions will have an additional $0.09 per transaction.


Funding Your Money

Funds are automatically directly deposited to you within 24-48 hours.

We don’t take a cut out of your money, and we don’t markup any credit card processing rates.



Payment Depot is fully PCI compliant. We strictly adhere to industry standards. We manage our network, secure our web and our client applications, as well as set policies across our entire organization to maintain 100% compliance.

We’re here to make credit card processing easy, clear and fair. We hate that small businesses are subjected to second-rate service, unfair rates and confusing terms. We eliminate all of that.